Checking Accounts

Millennium Checking

Open up a Millennium Checking account today. You will need to keep a minimum balance of $2000 to receive dividends on your Average Daily balance above $2000. (see deposit rates)  A FREE box of checks will be provided annually, plus you may qualify for a VISA Check Card and/or an overdraft line of credit (see loan rates for current APR).

Free Checking

(no dividends – no minimum balance)
We offer a free checking account. You will receive a free box of checks (value $15.00). Here are the easy steps to opening a checking account:

Overdraft Line of Credit

Never worry about bouncing a check again with our low interest rate Overdraft Line of Credit (see loan rates for current APR).  Plus, have access to a quick short-term loan whenever you need it. We offer lines of credit as high as $25,000 with approved credit.

Visa Check Card

Available with both checking accounts with approved credit. Read our Visa Check Card Information for more details.

Verified By Visa

A new service offered to our members, sign in to Verified by Visa to register, see a product demonstration, a list of participating merchants and Frequently Asked Questions.

Home Banking

Home Financial Services is offered FREE with both checking accounts.

Reorder Checkes

Re-order checks online through ChecksConnect.com

ATM Locator

As a member of the Co-op Network, we now have over 25,000 ATM locations nationwide that are surcharge-FREE to our Visa Debit Card users. Just visit Co-opNetwork.org to find a surcharge-FREE ATM near you!